Fixed Income

Debintures

Invest in Non-Convertible Debentures (NCDs)

What Are Non-Convertible Debentures (NCDs)?

Non-Convertible Debentures (NCDs) are fixed-income debt instruments issued by corporates to raise medium to long-term capital. Unlike convertible debentures, NCDs do not convert into equity shares, making them ideal for investors seeking predictable income and capital preservation.

NCDs come in two types:

    • Secured NCDs – Backed by the issuer’s tangible assets
    • Unsecured NCDs – Higher yield with relatively higher risk
    These instruments are listed on stock exchanges and rated by leading agencies like CRISIL, ICRA, and CARE, enabling transparency, liquidity, and credit assessment.
AKARA CAPITAL ADVISORS PRIVATE LIMITED

AKARA CAPITAL ADVISORS PRIVATE LIMITED

BBB rated by CARE RATINGS LIMITED
Up to 15.50%
Yield to maturity
₹10,000
Min. investment
Monthly
Int. Pmt. Freq
Jan 2027
Maturity
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Krazybee Services Private Limited

Krazybee Services Private Limited

A rated by CARE RATINGS LIMITED
Up to 11.95%
Yield to maturity
₹1,00,000
Min. investment
Monthly
Int. Pmt. Freq
Aug 2027
Maturity
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RDC CONCRETEINDIA <br>LIMITED

RDC CONCRETEINDIA
LIMITED

BBB+ rated by CARE RATINGS LIMITED
Up to 14.25%
Yield to maturity
₹1,00,000
Min. investment
Monthly
Int. Pmt. Freq
Mar 2028
Maturity
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SAMMAAN CAPITAL LIMITED

SAMMAAN CAPITAL LIMITED

AA rated by CARE RATINGS LIMITED
Up to 11.65%
Yield to maturity
₹1,000
Min. investment
Monthly
Int. Pmt. Freq
Aug 2028
Maturity
Click here
KEERTANA FINSERV PRIVATE LIMITED

KEERTANA FINSERV PRIVATE LIMITED

BBB+ rated by CARE RATINGS LIMITED
Up to 14.10%
Yield to maturity
₹10,000
Min. investment
Monthly
Int. Pmt. Freq
Aug 2027
Maturity
Click here
Spandana Sphoorty Financial Limited

Spandana Sphoorty Financial Limited

BBB+ rated by CARE RATINGS LIMITED
Up to 13.00%
Yield to maturity
₹1,00,000
Min. investment
Quarterly
Int. Pmt. Freq
Dec 2025
Maturity
Click here
SATIN FINSERV LIMITED

SATIN FINSERV LIMITED

A- rated by CARE RATINGS LIMITED
Up to 12.80%
Yield to maturity
₹1,00,000
Min. investment
Quarterly
Int. Pmt. Freq
Sep 2026
Maturity
Click here
NEOGEN CHEMICALS LIMITED

NEOGEN CHEMICALS LIMITED

A rated by CARE RATINGS LIMITED
Up to 11.85%
Yield to maturity
₹1,00,000
Min. investment
Monthly
Int. Pmt. Freq
Jan 2028
Maturity
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Navi Finserv Limited

Navi Finserv Limited

A rated by CARE RATINGS LIMITED
Up to 11.35%
Yield to maturity
₹1,00,000
Min. investment
Monthly
Int. Pmt. Freq
Mar 2027
Maturity
Click here
IIFL SAMASTA FINANCE LIMITED

IIFL SAMASTA FINANCE LIMITED

AA- rated by CARE RATINGS LIMITED
Up to 11.30%
Yield to maturity
₹1,00,000
Min. investment
Monthly
Int. Pmt. Freq
Jul 2028
Maturity
Click here
MUTHOOTTU MINI FINANCIERS LTD

MUTHOOTTU MINI FINANCIERS LTD

A rated by CARE RATINGS LIMITED
Up to 11.45%
Yield to maturity
₹10,000
Min. investment
Monthly
Int. Pmt. Freq
Sep 2027
Maturity
Click here
Aye Finance Private Limited

Aye Finance Private Limited

A rated by CARE RATINGS LIMITED
Up to 11.10%
Yield to maturity
₹1,00,000
Min. investment
Monthly
Int. Pmt. Freq
Nov 2026
Maturity
Click here
Muthoot Capital Services Limited

Muthoot Capital Services Limited

A+ rated by CARE RATINGS LIMITED
Up to 10.95%
Yield to maturity
₹1,00,000
Min. investment
Monthly
Int. Pmt. Freq
Jul 2027
Maturity
Click here
DISHMAN CARBOGEN AMCIS LIMITED

DISHMAN CARBOGEN AMCIS LIMITED

A+ rated by CARE RATINGS LIMITED
Up to 10.75%
Yield to maturity
₹1,00,000
Min. investment
Half Yearly
Int. Pmt. Freq
Jul 2026
Maturity
Click here
VIVRITI CAPITAL LIMITED

VIVRITI CAPITAL LIMITED

A+ rated by CARE RATINGS LIMITED
Up to 10.55%
Yield to maturity
₹10,000
Min. investment
Quarterly
Int. Pmt. Freq
Apr 2027
Maturity
Click here
MAS Financial Services Limited

MAS Financial Services Limited

A+ rated by CARE RATINGS LIMITED
Up to 9.85%
Yield to maturity
₹1,00,000
Min. investment
Monthly
Int. Pmt. Freq
Nov 2026
Maturity
Click here